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PRIVACY POLICY

Last Modified: May 6, 2026

KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (the “Company,” “we,” “our” or “us”) respects your privacy and is committed to protecting it through our compliance with this Privacy Policy.  We strive to use information to provide the best possible service while respecting the confidentiality of information we are entrusted with.

This Privacy Policy describes the types of information that we may collect from you or that you may provide when you visit the website: https://www.KOEC.net/ (our “Website”) and our practices for collecting, using, maintaining, transmitting, protecting, and disclosing such information.

a.              This Privacy Policy also applies to all information we collect:

(i)             in email, text, and other electronic messages between you and us or through links to the Website; and

(ii)            when you send us any feedback, questions, comments, suggestions, or ideas.

b.              All of the above points of contact are herein collectively referred to as “Platforms.”

c.              This Privacy Policy shall not apply to information collected by:

(i)             us offline or through any other means, including on any other website operated by the Company or any third party (including our affiliates and subsidiaries); and/or

(ii)            any third party (including our affiliates and subsidiaries), including information collected through any application or content that may link to or be accessible from or on the Website.

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND OUR POLICIES AND PRACTICES REGARDING YOUR INFORMATION AND HOW WE WILL TREAT IT.  IF YOU DO NOT AGREE WITH OUR POLICIES AND PRACTICES, IT IS YOUR CHOICE NOT TO USE OUR WEBSITE.  BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO THIS PRIVACY POLICY AND AGREE TO ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN.  THIS PRIVACY POLICY MAY CHANGE FROM TIME TO TIME (SEE CHANGES TO OUR PRIVACY POLICY), IN OUR DISCRETION.  YOUR CONTINUED USE OF THIS WEBSITE AFTER WE MAKE CHANGES IS DEEMED TO BE ACCEPTANCE OF THOSE CHANGES, SO PLEASE CHECK THE POLICY PERIODICALLY FOR UPDATES.

1.              Websites Covered by This Privacy Policy.

a.              Our Website may from time-to-time link to third-party websites for your convenience and to provide easy access to additional useful information.  Should you select such a link you will leave the Website.  We do not control those sites nor their privacy practices, which may differ from our practices and policies.  Any personal data you choose to provide to or that is collected by such third parties is not in any way covered by this Privacy Policy.  We recommend that you read over any such website’s privacy policy before providing any personal information.  A link to another website from us does not constitute an endorsement or representation about the value, quality, or usefulness of anything found on that third-party website.

b.              Our Service operates using Third-Party Service Providers.  These Third-Party Service Providers adopt and post their own privacy policies.  However, the use of your Personally Identifiable Information by such parties is governed by the privacy policies of such parties and is not subject to our control.

c.              PLEASE BE AWARE THAT IF YOU ELECT TO HAVE US SHARE YOUR INFORMATION WITH THIRD PARTIES, SUCH AS OUR INFRASTRUCTURE AND OTHER THIRD-PARTY PROVIDERS, THOSE ELECTIONS TO HAVE YOUR INFORMATION SHARED WILL SUPERSEDE ANYTHING TO THE CONTRARY IN THIS PRIVACY POLICY.

2.              Changes to Our Privacy Policy.

a.              We reserve the right to amend this privacy notice at our discretion and at any time.  It is our policy to post any changes we make to our Privacy Policy on this page with a notice that the Privacy Policy has been updated on the home pages of the Website.  If we make material changes to how we treat our users’ Personal Information, we will notify you by email to the primary email address specified in your account and/or through a notice on the home pages of the Website.  The date the Privacy Policy was last revised is identified at the top of the page.  You are responsible for ensuring we have an active, up-to-date, and deliverable email address for you, and for periodically visiting our Website and this Privacy Policy to check for any changes.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

b.              PLEASE NOTE THAT FOR CALIFORNIA RESIDENTS THE CALIFORNIA CONSUMER PRIVACY ACT OF 2018 (“CCPA”) AS REVISED BY THE CALIFORNIA PRIVACY RIGHTS ACT (“CPRA”), EFFECTIVE AS OF JANUARY 1, 2023, WILL GOVERN OUR USE AND YOUR RIGHTS WITH REGARD TO YOUR PERSONAL INFORMATION.

3.              Contact Information.

You have the right to request information with respect to the types of personal information we share with third parties and the identities of the third parties with whom we have shared such information during the immediately preceding calendar year.  To obtain this information, please submit a request via email to contact@khmermovementfordemocracy.com.  Please allow up to thirty (30) days for a response.  We value your opinions and suggestions.  Please email us with any questions or concerns, or alternatively you can write to us at the following address:

111 Fitchburg Road
Ayer, Massachusetts, 01432

4.              Types of Information We Collect.

a.              When you access our Website, or access our other Platforms, we collect several types of information from and about users of our Website, depending on the context of your interactions with us and the Website (“Personal Information”), including information:

(i)             by which you may be personally identified, such as: name, e-mail address, telephone number, gender, ZIP code/postal code, or other additional information supplied by you, by which you may be contacted online or offline.

(ii)            content you submit to our Platforms, including photos, videos, or reviews.

(iii)          aggregated information about people who visit and interact with our Social Media Pages.  “Aggregated” means information that regards you but does not include your personal information or otherwise is specifically associated with you.

(iv)          If you call, email, text, or chat with our customer service agents, we may keep records of those conversations.

b.              We collect this information:

(i)             directly from you when you provide it to us;

(ii)            automatically as you navigate through the site, or use our services.  Information collected automatically may include usage details, IP addresses, and information collected through cookies.

5.              Information You Provide to Us.

a.              The information we collect on or through our Website may include, but is not limited to:

(i)             information that you provide by filling in forms on our Website.  This includes information provided at the time of registering to use our Website, material posted, or services requested.  We may also ask you for information when you enter a contest or promotion sponsored by us, when you make a donation for an affiliated fundraising event, and when you report a problem with our Website;

(ii)            records and copies of your correspondence (including email addresses and related contact information) if you contact us;

(iii)          your search queries on the Website;

(iv)          We may take your personal information and de-identify it so as to make it non-personally identifiable, either by combining it with information about other individuals and/or by hashing the information or otherwise removing characteristics that make the information personally identifiable directly to you.  We will treat de-identified information as non-personal to the fullest extent allowed by applicable law.

(v)            We may combine the information we collect online with information we collect elsewhere offline.

b.              You also may provide information to be published or displayed (hereinafter, “Posted”) on public areas of the Website or transmitted to other users of the Website or third parties (collectively, “User Contributions”).  Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions.  Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

6.              Information We Collect Through Automatic Data Collection Technologies.

a.              As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

(i)             details of your visits to our Website, including traffic data, location data, logs, and other communication data, and the resources that you access and use on the Website; and

(ii)            information about your device and internet connection, including your IP address, operating system, and browser type.

b.              The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with the personal information that we collect in other ways or receive from third parties.  It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

(i)             estimate our audience size and usage patterns;

(ii)            store information about your preferences, allowing us to customize our Website according to your individual interests;

(iii)          speed up your searches;

(iv)          recognize you when you return to our Website; and

(v)            to protect our Services.  We may use your information as part of our efforts to keep our Website safe and secure (e.g., for fraud monitoring and prevention).

c.              The technologies we use for this automatic data collection may include:

(i)             Cookies (or browser cookies).  A cookie is a small file placed on the hard drive of your computer.  You may refuse to accept browser cookies by activating the appropriate setting on your browser.  However, if you select this setting, you may be unable to access certain parts of our Website.  Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.  These technologies are able to store a unique identifier for a device to allow a certain Internet site to recognize the device whenever the device is used to visit the site.  These technologies may be used for many purposes by us and our third-party service providers, such as automatically collecting Usage Information, enabling features, remembering your preferences, and providing you with targeted advertising elsewhere online.  If you do not want to accept cookies, you can block them by adjusting the settings on your Internet browser.  You can find more information about cookies and how they work at www.allaboutcookies.org.

(ii)            Flash Cookies.  Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website.  Flash cookies are not managed by the same browser settings as are used for browser cookies.  For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.

(iii)          Web Beacons.  Pages of our Website may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages and for other related Website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

(iv)          Web Browsers.  Certain browsers, or browser add-ons, may provide additional local data storage mechanisms that are used in a manner similar to cookies, and some of the content included on our Platforms may make use of this local storage.  If you choose to disable cookies, or to otherwise restrict local storage, some features of the Platforms may not function properly, including the shopping cart and ordering processes.

(v)            Embedded Scripts.  An embedded script is programming code that is designed to collect information about your interactions with the Platforms, such as the links you click on.  The code is temporarily downloaded onto your device from our server or a third-party service provider, is active only while you are connected to a Platform and is deactivated or deleted thereafter.

(vi)          JavaScripts.  JavaScripts are code snippets embedded in various parts of websites and applications that facilitate a variety of operations including accelerating the refresh speed of certain functionality or monitoring usage of various online components.

(vii)         Entity Tags.  Entity Tags are HTTP code mechanisms that allow portions of websites to be stored or “cached” within your browser and validates these caches when the website is opened, accelerating website performance since the web server does not need to send a full response if the content has not changed.

(viii)       HTML5 Local Storage.  HTML5 local storage allows data from websites to be stored or “cached” within your browser to store and retrieve data in HTML5 pages when the website is revisited.

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources, or you provide to us.

d.              Third-Party Use of Cookies and Other Tracking Technologies.

(i)             Some content or applications on the Website are served by third parties, including, without limitation, advertisers, advertising networks and servers, content providers, and application providers (each, a “Third-Party Data Collector”).  The Third-Party Data Collector may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website.  The information a Third-Party Data Collector collects may be associated with your personal information, or your online activities over time, across external websites and other online services.  A Third-Party Data Collector may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

(ii)            We do not control the tracking technologies of any Third-Party Data Collector nor how information collected by any Third-Party Data Collector may be used.  If you have any questions about an advertisement or other targeted content, you should contact the relevant Third-Party Data Collector directly.

(iii)          We also contract with third party advertising,  analytics companies or other service providers to perform certain services on our behalf, such as online ads on other websites, hosting the Platforms or Platform features, delivering packages, processing credit card payments, processing transactions and fulfilling orders, removing repetitive information from customer lists, providing customer service, providing website usage analytics, providing search results and links (including paid listings and links), providing targeted advertising, sending email, direct mail or other communications, providing marketing assistance and data analysis or enhancement, or performing other administrative services.  These companies use cookies or similar technologies to collect information about your interactions with our Platforms and interactions with other websites.  These advertising companies may use and share the information gathered to deliver ads more tailored to your interests.  We receive aggregate information from these third parties to understand our advertising effectiveness.  Any information collected by us or by third parties through the use of cookies or similar technologies may be linked with other information we collect about you.  We may give these service providers access to your information (or allow them to collect information from or about you) so that they can carry out the services they are performing for you or for the Company.  These third parties share information they have collected with us.  Your information may also be collected and processed by third parties, such as the payment providers you select, who will process your information independently in accordance with their own privacy notices.  Your information may also be shared with us by others, such as your friends and family, when they use a service on our Platforms; for example, by sending you an E-Gift Card or shipping an order to your address.  If someone else has provided us with your information, we will only process your information for the applicable purpose(s) as described below in this Policy.

7.              Information We Collect Through Video Footage.

a.              When you visit a store, we may collect video recordings and photographs of you that we use:

(i)             for security;

(ii)            to detect and prevent fraud;

(iii)          prevent product loss or damage;

(iv)          report incidents, and

(v)            for operational purposes.

8.              Do We Collect Information From Minors?

a.              Our Platforms are general audience points of contact and are not directed at children under the age of thirteen (13).  Further, we do not knowingly solicit data from or market to children under eighteen (18) years of age.  By using the Website, you represent that you are at least eighteen (18) years of age or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Website.  If we learn that personal information from users less than eighteen (18) years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records.  If you become aware of any data we may have collected from children under eighteen (18) years of age, please contact us at contact@khmermovementfordemocracy.com.

b.              No Right to Opt-In to the Sale for Personal Information for Users under sixteen (16).  Without limiting the foregoing, any user who is under sixteen (16) years of age is not permitted to opt in to the sale of their Personal Information.

c.              Our Platforms are not intended for children under thirteen (13).  No one under thirteen (13) should share any Personal Information with us, including creating an account or making a purchase.  We do not knowingly collect any personal information from children under thirteen (13).  If we learn that we have collected the personal information of a child under thirteen (13), we will make reasonable efforts to delete that information from our records.  To request deletion of personal information relating to a child under thirteen (13), please email contact@khmermovementfordemocracy.com.

d.              California residents under sixteen (16) years of age may have additional rights regarding the collection and sale of their personal information. Please see Your State Privacy Rights for more information.

9.              What Categories of Personal Information Do We Collect?

a.              We have collected the following categories of personal information in the past twelve (12) months:

(i)             Identifiers.  Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, device identifier, date of birth (or partial DOB such as birth day and month), Internet Protocol address, email address and account name; or other similar identifiers.

(ii)            Personal information.  This may include, your name, signature, contact information, education, employment, employment history Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

(iii)          Protected Classification Characteristics Under Federal Law.  The classification characteristics include: date of birth, age, race, ancestry, ethnicity or national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, or gender expression), pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, and genetic information (including familial genetic information).

(iv)          Internet or Other Similar Network Activities.  This includes browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements.  This category includes: the hardware model, browser, and operating system you are using; the URL or advertisement that referred you to the Platform you are visiting; all of the areas within the Platforms that you visit; devices you have used to access the Platforms; login information (such as your last login); your time zone; location information based off your IP address; and mobile network (if applicable).

(v)            Geolocation data.  This includes device location, Physical location, or movements that we can collect through your use of features on our Website.

(vi)          Professional or Employment-Related Information.  This includes current or past employment, employment history, business contact details in order to provide you our services at a business level, job title, work history, and professional qualifications if you apply for a job with us.

(vii)         Inferences Drawn From Other Personal Information.  Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitude.

b.              Inferred information.  To help keep our databases current and to provide you the most relevant content and experiences, we may infer or generate information based on the information we collect or combine information provided by you with information from third party sources, in accordance with applicable law.  For example, we may profile user attributes or create profiles reflecting user behavior.  We may also infer, generate, or collect and receive information from third parties, including partners, and from publicly accessible sources, for purposes that include to detect, prevent, or otherwise address fraudulent, deceptive, or illegal activity, misuse of our services and software, security or technical issues, as well as to protect against harm to the rights, property or safety of our employees, users, children, or the public.

c.              Personal information does not include publicly available information from government records, deidentified or aggregated consumer information.  

d.              We obtain the categories of personal information listed above from the following categories of sources: directly from our clients or their agents, indirectly from our clients or their agents, or directly and indirectly from activity on our Website.

e.              We may also collect other personal information outside of the specified categories in instances where you interact with us in-person, online, or by phone or mail in the context of:

(i)             Receiving help through our customer support Platforms;

(ii)            Participation in customer surveys or contests; and

(iii)          Facilitation in the delivery of our Services and to respond to your inquiries.

10.           How We Use Your Information.

a.              General Use.

(i)             The information We collect about you or that you provide to us, including any personal information, is used to comprehensively understand your needs and interests, and permit Us to deliver a more consistent and personalized experience.  For example, We may use your information:

(A)           To present our Website and its contents to you;

(B)           To provide you with information, products, or services that you request from us;

(C)           To provide you with notices about your account, including expiration and renewal notices;

(D)           To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;

(E)           To notify you about changes to our Website or any products or services we offer or provide though it;

(F)            To allow you to participate in interactive features on our Website;

(G)           To provide personalized promotional offers and select content to be communicated to you; 

(H)           To detect, prevent and remediate fraud or other potentially prohibited or illegal activities; and/or

(I)             For any other purposes with your consent.

(ii)            We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you.  If you do not want us to use your information in this way, please adjust your user preferences in your account profile.  For more information, see Choices About How We Use and Disclose Your Information.

b.              We may use the information we collect for the following business purposes:

(i)             Understanding You.  Analyzing your activity with us (including your interactions with our store, Platforms, affiliated websites, fundraisers, promotions, surveys and focus groups, and emails or other forms of communication) and monitoring the effectiveness of our advertising and communications.

(ii)            Personalization.  Using your preferences and other collected information to personalize our relationship with you, including presenting customized communication, advertising, and experiences on our Platforms (e.g., personalized size and fit recommendations), Emails, and ads on Social Media.  We may also use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences.  Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

(iii)          Communications.  Communicating with you, including responding to your requests and asking for feedback through surveys or other messages.

(iv)          Hiring.  Recruiting and hiring our associates.

(v)            Your Experience.  Serving content on our Platforms, developing our services, better understanding your needs and preferences, and constantly improving your experience.

11.           With Whom We Share Your Data and How It is Used.

a.              Consent.  We may process your data if you have given us specific consent to use your personal information for a specific purpose.

b.              Legitimate Interests.  We may process your data when it is reasonably necessary to achieve our legitimate business interests.

c.              Performance of a Contract.  Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.

d.              Legal Obligations.  We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).

e.              Vital Interests.  We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

f.               More specifically, we may need to process your data or share your personal information in the following situations:

(i)             Business Transfers.  We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

(ii)            Vendors, Consultants and Other Third-Party Service Providers.  We partner with third parties to assist with many aspects of our e-commerce business, including fulfilling orders, advertising, analyzing your interests and activity on our Platforms, and helping us communicate with customers.  We may share your data with third-party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work.  Examples include: payment processing, data analysis, email delivery, hosting services, customer service, and marketing efforts.  We may allow selected third parties to use tracking technology on the Website, which will enable them to collect data on our behalf about how you interact with our Website over time.  This information may be used to, among other things, analyze and track data, determine the popularity of certain content, pages, or features, and better understand online activity.  Unless described in this notice, we do not share, sell, rent, or trade any of your information with third parties for their promotional purposes.  We may also receive information collected by these third parties and combine it with the information we have collected.  Some of these third parties may be located outside the United States.  Your information may also be collected and processed by third parties, such as the payment providers you select, who will process your information independently in accordance with their own privacy notices.

(iii)          Marketing Providers.  We partner with third parties to assist with the advertising and marketing of our business.  We may share with them the types of information described in How We Use Your Information.  We may also receive information collected by these third parties and combine it with the information we have collected.

(iv)          Other Third Parties.  We will disclose information about you, including to government bodies or law enforcement agencies, when we believe it to be necessary for compliance with the law or to protect the users of our Website or the public.

12.           Deidentified and Aggregated Data.  We may create aggregated, de-identified, or anonymized data from the personal information we collect, including by removing information that makes the data personally identifiable to a particular user. We may use such aggregated, de-identified, or anonymized data and disclose it to third parties for our lawful business purposes, including to analyze, build, and improve the Services and promote our business, provided that we will not disclose such data in a manner that could identify you.

13.           Third-Party Links & Content.

a.              The Website may link to or incorporate websites, advertising or content hosted and served by third parties over which we have no control, and which are governed by the privacy policies and business practices of those third parties.  We are not responsible for the privacy practices or business practices of any third party.

b.              We may work with network advertisers, ad agencies, analytics service providers, and other vendors to serve our advertisements on our Website and third-party websites, apps, and elsewhere online and to provide us with information regarding use of and traffic on the Website (including without limitation the pages viewed and the actions users take when visiting the Website) and the effectiveness of our advertisements.  For example, if you click on a specific advertisement for a specific third party, our service provider(s) may be able to tell us the advertisement you clicked on and where you were viewing the advertisement.  The advertisements you see may be served by us or one or more third parties, who may use information about your activities on the Website, and other websites and services you visit across the various devices you use, to provide you targeted content and advertising.  Our service providers may collect certain information about your visits to and activity on the Website and other websites and services and may use this information to target advertising to you.

c.              Third parties may set and access their own tracking technologies on your device (including without limitation cookies and web beacons) and may otherwise collect or have access to information about you (such as Usage Information and device identifier).  Some of these parties may collect personal information over time when you visit the Website or other online websites and services.  Cookies and web beacons, including without limitation those set by third-party network advertisers, may be used to (among other things): target advertisements, prevent you from seeing the same advertisements too many times, and conduct research regarding the usefulness of certain advertisements to you.  We may share certain information such as device identifiers, Usage Information, hashed information, records of transactions you conduct on our Platforms or offline, and other types of de-identified information with third-party advertising companies, analytics providers, and other vendors for advertising and analytics purposes.  In addition, we and our third-party service providers may use this information to perform matching with third-party cookies in order to provide targeted online marketing.

d.              We use a variety of service providers to perform advertising and analytics services, and some of these companies may be members of the Network Advertising Initiative (“NAI”) or Digital Advertising Alliance (“DAA”).  You may wish to visit optout.networkadvertising.org, which provides information regarding targeted advertising and the opt-out procedures of NAI members.  You may also want to visit optout.aboutads.info, which provides information regarding targeted advertising and offers an opt-out for DAA-participating companies.

e.              We use Google Analytics, which uses cookies and similar technologies to collect and analyze information about use of the Platforms and report on activities and trends.  This service may also collect information regarding the use of other websites, apps, and online resources.  You can learn about Google’s practices by going to google.com/policies/privacy/partners, and opt out of them by downloading the Google Analytics opt-out browser add-on, available at tools.google.com/dlpage/gaoptout.

14.           Security and Data Location.

a.              Security Measures.

(i)             We have implemented appropriate technical and organizational security measures designed to protect and secure your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure.  All information you provide to us is stored on our secure servers behind firewalls.  Any payment will be encrypted using SSL technology.

(ii)            However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.  Although we do our best to protect your Personal Information, we cannot guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information transmitted to our Website.  Although we will do our best to protect your personal information, any transmission of Personal Information is at your own risk.  We are not responsible for circumvention of any privacy settings or security measures contained on the Website.  You should only access the Website within a secure environment.

b.              Cookies.  To facilitate and customize your experience with the Website, we may store cookies on your computer.  A cookie is a small text file that is stored on a User’s computer for record-keeping purposes which contains information about that User.  We use cookies to save you time while using the Website, remind us who you are, and track and target User interests in order to provide a customized experience.  Cookies also allow us to collect information from you, like which pages you visited and what links you clicked on.  Use of this information helps us to create a more user-friendly experience for all visitors.  In addition, we may use third party advertising companies to display advertisements on our services.  As part of their service, they may place separate cookies on your computer.  We also contract with third party advertising or analytics companies to serve you online ads on other websites.  These companies use cookies or similar technologies to collect information about your interactions with our Platforms and interactions with other websites.  These advertising companies may use and share the information gathered to deliver ads more tailored to your interests.  We receive aggregate information from these third parties to understand our advertising effectiveness.  Any information collected by us or by third parties through the use of cookies or similar technologies may be linked with other information we collect about you.  We have no access to or control over these cookies.  This Privacy Policy covers the use of cookies by our Website only and does not cover the use of cookies by any advertiser or other third party.  Most browsers automatically accept cookies by default, but, if you prefer, you may be able to modify your browser settings to remove cookies and to reject cookies.  Users may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent.  If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website.  To opt-out of interest-based advertising by advertisers on our Website visit http://www.aboutads.info/choices/.

c.              Analytics.  Visitors to our Website who have JavaScript enabled are tracked using Google Analytics.  Google Analytics may collect some or all of the following types of information from you: type of user agent (web browser) used, software manufacture and version number; type of operating system; color processing ability of your screen; JavaScript support; Flash version; screen resolution; network location; IP address; country, city, state, region, county, or any other geographic data; hostname; bandwidth (internet connection speed); time of visit; pages visited; time spent on each page of the Website; referring site statistics; the website URL you came through in order to arrive at the Website; or search engine query used to find the Website.  This data is primarily used to optimize our Website for our visitors and for internal marketing purposes.

d.              Other Tracking Devices.  We may use other industry standard technologies like pixel tags and web beacons to track your use of our Website’ pages and promotions, or we may allow our third-party service providers to use these devices on our behalf.  Pixel tags and web beacons are tiny graphic images placed on certain pages on our Website, or in our emails that allow us to determine whether you have performed a specific action.  When you access these pages or open or click an email, pixel tags, and web beacons generate a notice of that action.  Pixel tags allow us to measure and improve our understanding of visitor traffic and behavior on our Website, as well as give us a way to measure our promotions and performance.  We may also utilize pixel tags and web beacons provided by our affiliates and/or partners for the same purposes.

e.              Timing.

(i)             We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).  No purpose in this notice will require us keeping your personal information for longer than six (6) months past the termination of the user’s account.

(ii)            When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

15.           Additional US State Privacy Rights.

a.              Some states in the US have passed state-specific privacy laws. This section supplements our privacy policy by explaining your privacy rights if you are a resident in one of these states, provides certain mandated disclosures about our treatment of personal information, and includes:

(i)             Colorado, Connecticut, Utah and Virginia specific disclosures and rights;

(ii)            California specific disclosures and rights;

(iii)          Opt-outs for sale or sharing of personal information; and

(iv)          Metrics on consumers exercising their rights.

b.              Colorado, Connecticut, Utah, and Virginia.

(i)             If you are a resident of Colorado, Connecticut, Utah, or Virginia, we have certain obligations, and you have certain rights with respect to your personal information, including:

(A)           Right to confirm whether the controller is processing the consumer’s personal information and the right to access such information;

(B)           Right to correct inaccuracies in personal information;

(C)           Right to delete personal information;

(D)           Right of data portability;

(E)           Right to opt out from targeted advertising; and

(F)            Right to opt out from the sale of personal information.

(ii)            In certain states, you also have the right to opt out from profiling in furtherance of decisions that produce legal or similarly significant effects on the consumer (such as Virginia, Colorado, and Connecticut) and appeal a decision regarding a request to exercise your rights.

(iii)          If you wish to exercise one or more of these rights, please review the “What rights do I have regarding my personal information?” section above. If you would like to opt out of targeted advertising or the selling or sharing of personal information, please see the instructions below.

c.              California.  The California Consumer Privacy Act of 2018 (“CCPA”), as amended by the California Privacy Rights Act of 2021 (“CPRA”) requires us to provide California consumers with some additional information related to how we collect, use, retain, and disclose personal information as well as describe additional rights.  If you are a resident of the State of California, please see our California Privacy Rights Notice annexed hereto as Exhibit A, regarding additional rights you have, including how to exercise your rights.

16.           What Are Your Other Privacy Rights If Located Outside the United States?

a.              If You are a resident of the European Union (“EU”), United Kingdom, Lichtenstein, Norway or Iceland, You may have additional rights under the GDPR General Data Protection Regulation (the “GDPR”) with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit B is Our GDPR Privacy Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached GDPR Privacy Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

b.              If You are a resident of Japan, You may have additional rights under the Act on the Protection of Personal Information (“APPI”) and the Guidelines issued by the Personal Information Protection Commission (“PPC”) with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit C is Our APPI Privacy Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached APPI Privacy Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

c.              If You are a resident of the South Korea, You may have additional rights under the Personal Information Protection Act (“PIPA”) with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit D is Our PIPA Privacy Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached PIPA Privacy Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

d.              If You are a resident of the Canada, You may have additional rights under the Personal Information Protection and Electronic Documents Act of 2000 (“PIPEDA”) with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit E is Our PIPEDA Privacy Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached PIPEDA Privacy Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

e.              If You are a resident of the Australia, You may have additional rights under the Privacy Act 1988 (the “AU Privacy Act”), and the Australian Privacy Principles (the “APPs”) contained therein, with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit F is Our AU Privacy Act Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached AU Privacy Act Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

f.               If You are a resident of the New Zealand, You may have additional rights under the the Privacy Act 2020 (the “NZ Privacy Act”) with respect to your personal information, as outlined below.

(i)             Annexed hereto as Exhibit G is Our NZ Privacy Act Rights Notice which summarizes the additional rights You have, including how to exercise such rights.

(ii)            If there are any conflicts between the attached NZ Privacy Act Rights Notice and this Policy, the policy or portion thereof that is more protective of personal information shall control to the extent of such conflict. Note that We may also process personal information of Our customers’ end users or employees in connection with Our provision of certain services to customers, in which case We are the processor of personal information.  If We are the processor of your personal information (i.e., not the controller), please contact the controller party in the first instance to address your rights with respect to such data.

g.              If you are a resident in the EEA, the contact detail for the data protection authorities is available here: https://ec.europa.eu/justice/dataprotection/bodies/authorities/index_en.htm.

h.              If you are a resident in Switzerland, the contact details for the data protection authorities are available here:https://www.edoeb.admin.ch/edoeb/en/home.html.

i.               If you are a resident in the UK, the contact detail for the data protection authorities is available here: https://www.gov.uk/data-protection/find-out-what-data-an-organisation-has-about-you.

j.               If you have questions or comments about your privacy rights, you may email us at contact@khmermovementfordemocracy.com.

17.           Account Information.

a.              If you would at any time like to review or change the information in your account or terminate your account, you can contact us using the contact information provided.

b.              Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases.  However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with applicable legal requirements.

18.           Your Privacy Choices.

a.              You can control the information we collect and use in the following ways:

(i)             Location Information.  You can disable location-based services on your mobile device or web browser by adjusting the settings on your device or browser.  This will prevent our Website from accessing your location information.  Note that some services, including check-in or nearby store locations, may not be available if you disable location-based services.

(ii)            Emails.  You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below.  You will then be removed from the marketing email list, however, we may still communicate with you, for example to send you service-related emails that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.  To otherwise opt-out, you may contact us using the contact information provided.

(iii)          Online Accounts.  You can keep your contact information and payment methods accurate and up to date by logging into your account on our Website.

(iv)          Online Advertising.  For information about opting out of third party advertising, visit: NAI Opt-Out (http://www.aboutads.info/choices/) and DAA Opt-Out (http://optout.networkadvertising.org/?c=1) (you will leave our Website for a separately managed online site where you can specify your preference under those programs).  You can also click on the icon that may appear on some of our advertising served through these technologies.  We may use more than one third party company for placing this advertising, which would require you to opt out of each company.

b.              Controls For Do-Not-Track Features.  Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.  At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized.  As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.  If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

c.              Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances.  To request to review, update, or delete your personal information, please email us at contact@khmermovementfordemocracy.com.

(i)             If you are a resident of the State of California, you can learn more about your privacy rights below in ourCalifornia Privacy Rights Notice annexed hereto as Exhibit A.

(ii)            If you are a resident of the EU, United Kingdom, Lichtenstein, Norway or Iceland, you can learn more about your privacy rights below in our GDPR Privacy Rights Notice annexed hereto as Exhibit B.

(iii)          If you are a resident of Japan, you can learn more about your privacy rights below in our APPI Privacy Rights Notice annexed hereto as Exhibit C.

(iv)          If you are a resident of South Korea, you can learn more about your privacy rights below in our PIPA Privacy Rights Notice annexed hereto as Exhibit D.

(v)            If you are a resident of Canada, you can learn more about your privacy rights below in our PIPEDA Privacy Rights Notice annexed hereto as Exhibit E.

(vi)          If you are a resident of Australia, you can learn more about your privacy rights below in our Privacy Act 1988 Privacy Rights Notice annexed hereto as Exhibit F.

(vii)         If you are a resident of New Zealand, you can learn more about your privacy rights below in our Privacy Act 2020 Privacy Rights Notice annexed hereto as Exhibit G.

 

 

EXHIBIT A

California Privacy Rights Notice

This Privacy Notice for California Residents supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (the “Company”), and applies solely to all visitors, users, and others to the Website of the Company (collectively “We,” or “Us”) who reside in the State of California (“Consumers” or “You”).  We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and the California Privacy Rights Act of 2021 (“CPRA”), and any terms defined in the CCPA and CPRA have the same meaning when used in this Notice.

This Policy does not apply to workforce-related personal information collected from California-based employees, job applicants, contractors, or similar individuals.

Where noted in this Policy, the CCPA temporarily exempts personal information reflecting a written or verbal business-to-business communication (“B2B personal information”) from some its requirements.

The CCPA permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year.  If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you are under 18 years of age, reside in California, and have a registered account with the Website, you have the right to request removal of unwanted data that you publicly post on the Website.  To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California.  We will make sure the data is not publicly displayed on the Website, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

1.              Definition of “Resident”.

a.              The California Code of Regulations defines a “Resident” as:

(i)             every individual who is in the State of California for other than a temporary or transitory purpose; and

(ii)            every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose.

b.              All other individuals are defined as “Non-Residents.”

c.              If this definition of “Resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

2.              Sharing Personal Information.

a.              We may disclose your personal information to a third party for a business purpose.  When we disclose personal information for a business purpose, we require the recipient to both keep that personal information confidential and not use it for any purpose except for use in connection with performing the services on our behalf.  The CCPA prohibits third parties who obtain the personal information we hold from reselling it unless you have received explicit notice and an opportunity to opt-out of further sales.  We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider.  Each service provider is a for-profit entity that processes the information on our behalf.

b.              We may use your personal information for our own business purposes.  This is not considered to be “Selling” of your personal data.

c.              We may use or disclose the personal information we collect for one or more of our business purposes in this Privacy Policy or as otherwise set forth in the CCPA.  We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

d.              The Company discloses the following categories of personal information for a business purpose:

(i)             Identifiers.

(ii)            California Customer Records

(iii)          Personal Information Categories.

(iv)          Commercial information.

(v)            Internet or other Electronic Network Activity Information (i.e., browsing history and information regarding a consumer’s interaction with our Website).

(vi)          Geolocation data.

e.              We disclose your personal information for a business purpose to the following categories of third parties:

(i)             Our affiliates;

(ii)            Service Recipients; and

(iii)          Third parties to whom you authorize us to disclose your personal information in connection with the products or services we provide to you.

3.              CCPA Rights.  The CCPA provides consumers who are California residents with specific rights regarding their personal information.  This section describes your CCPA rights and explains how to exercise those rights:

a.              Access to Specific Information and Data Portability Rights.  You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months.  Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:

(i)             The categories of personal information we collected about you;

(ii)            The categories of sources for the personal information we collected about you;

(iii)          Our business or commercial purpose for collecting or selling that personal information;

(iv)          The categories of third parties with whom we share that personal information;

(v)            The specific pieces of personal information we collected about you (also called a data portability request);

(vi)          If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:

(A)           Sales.  Identifying the personal information categories that each category of recipient purchased; and

(B)           Disclosures for a business purpose.  Identifying the personal information categories that each category of recipient obtained.  We do not provide these access and data portability rights for B2B personal information.

b.              Deletion Request Rights.  You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.  Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.  We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

(i)             Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, or otherwise perform our contract with you;

(ii)            Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities;

(iii)          Debug products to identify and repair errors that impair existing intended functionality;

(iv)          Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law;

(v)            Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.);

(vi)          Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement if you previously provided informed consent;

(vii)         Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us;

(viii)       Comply with a legal obligation; and

(ix)          Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

4.              Exercising Access, Data Portability, and Deletion Rights.

a.              To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by emailing us at contact@khmermovementfordemocracy.com.

b.              Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information.  You may also make a verifiable consumer request on behalf of your minor child.  You may only make a verifiable consumer request for access or data portability twice within a twelve (12) month period.

c.              The verifiable consumer request must:

(i)             Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.

(ii)            Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.  We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.  You do not need to create an account with us to submit a request to know or delete.  However, we do consider requests made through your password protected account sufficiently verified when the request relates to personal information associated with that specific account.  We will only use personal information provided in the request to verify the requestor’s identity or authority to make it.  If, however, we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity, and for security or fraud-prevention purposes.  We will delete such additionally provided information as soon as we finish verifying you.  For instructions on exercising your sale opt-out or opt-in rights, see Personal Information Sales Opt-Out and Opt-In Rights.

d.              Response Timing and Format.  We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt.  If we require more time (up to ninety (90) days), we will inform you of the reason and extension period in writing.  If you have an account with us, we will deliver our written response to that account.  If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.  Any disclosures we provide will only cover the twelve (12) month period preceding the verifiable consumer request’s receipt.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.  For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.  We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.  If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

e.              Personal Information Sales Opt-Out and Opt-In Rights.  If you are sixteen (16) years of age or older, you have the right to direct us not to sell your personal information at any time (the “Right to Opt-Out”).  We do not sell the personal information of consumers we actually know are less than sixteen (16) years of age, unless we receive affirmative authorization (the “Right to Opt-In”) from either the consumer who is at least thirteen (13) but not yet sixteen (16) years of age, or the parent or guardian of a consumer less than thirteen (13) years of age.  Consumers who opt-in to personal information sales may opt-out of future sales at any time.  To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by emailing us at contact@khmermovementfordemocracy.com.  Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales.  However, you may change your mind and opt back into personal information sales at any time by amending your preferences here.  You do not need to create an account with us to exercise your opt-out rights.  We will only use personal information provided in an opt-out request to review and comply with the request.

f.               In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

5.              Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights.  We will not discriminate against you for exercising any of your CCPA rights.  Unless permitted by the CCPA, we will not:

  1. Deny you goods or services;
  2. Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties;
  • Provide you a different level or quality of goods or services;
  1. Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels.  Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects.  Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time.

6.              CCPA Rights Request Metrics.

Metrics regarding the consumer rights requests We received from California residents from January 1, 2024 to December 31, 2024appear in the following chart:

Request Type:                                                   [Right to Know]

                                                                        [Right to Delete]

                                                                        [Right to Opt-Out]

Received:                                                                     [0]

Granted (in whole or in part) :                                        [0]

Denied:                                                                        [0]

Median Days to Respond:                                              [0]

Requests to Know:                                                        [0]

Unverifiable:                                                                [0]

Not by a California resident:                                          [0]

Called for information exempt
from disclosure:                                                            [0]

Denied on other grounds:                                               [0]

Requests to Delete:                                                       [0]

Requests to Opt-Out
of Personal Information Sales:                                       [0]

7.              Other California Privacy Rights.  California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.  To make such a request, please send an email to contact@khmermovementfordemocracy.comor write us at:

111 Fitchburg Avenue
Ayer, Massachusetts 01432

8.              Changes to Our Privacy Notice.  We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

EXHIBIT B

GDPR CONSUMER PRIVACY RIGHTS NOTICE

Additional Notice for Residents
of the
European Union (EU), United Kingdom, Lichtenstein, Norway or Iceland

This Privacy Notice for European Union (EU) Residents supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (“Company”, ”We”, or “Us”) and applies solely to all visitors, users, and others who reside in the European Union (“Consumers” or “You”).  We adopt this notice to comply with the General Data Protection Regulation (“GDPR”) and any terms defined in the GDPR have the same meaning when used in this Notice.

1.              How We Collect and Use Personal Data.  We collect Personal Data, as such term is defined in the GDPR, from natural persons who are residents of the European Union (“EU”) as described below.

a.              Personal Data Types.  The types of Personal Data we collect:

(i)             Identifiers: Includes your real name, postal address, email address, unique personal identifier, online identifier, token identifier, account name, social security number, driver’s license number, passport number, and/or other government issued number. All of these would be collected when and to the extent that you provide it to us directly or through third parties.

(ii)            Personal Data in Customer Records: Includes any information that identifies, relates to, describes, or is capable of being associated with a particular consumer or household, including, the “Identifiers” listed in Section 1(i), and the following: signature, physical characteristics or description, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, medical information or health insurance, or any other financial information, such as: income, account balance, transaction history, payment history, credit history information when and to the extent that you provide it to us directly or through third parties.

(iii)          Legally Protected Characteristics: Includes date of birth/age, gender, race, color, national origin, citizenship, marital status, physical or mental disability, veteran or military status, religion or creed, medical condition, pregnancy or childbirth and related medical conditions, sexual orientation, genetic information (including familial genetic information)when and to the extent that you provide it to us directly or through third parties.

(iv)          Commercial Information: Includes records of our products or services that you have purchased, obtained, considered or any provided by you directly or through third parties.

(v)            Internet or Network Activity: Includes, but is not limited to, browsing history on our websites, search history, information on a consumer’s interaction with our websites or applications.

(vi)          Geolocation Data: Includes information such as physical location or movements.

(vii)         Information Typically Detected by the Senses: Includes audio information such as recordings of when you called into our customer service line; visual recordings or images such as the ones obtained through Closed-Circuit Television (“CCTV”) at our local branches or other premises; and electronic information in the form of Internet or other electronic network activity information, as described above.

(viii)       Employment Information: Includes current or past professional or employment-related information, including job history, performance evaluations, position details, or references.

(ix)          Education Information: Includes education information and qualifications that are not publicly available.

(x)            Inferences from above used to Profile: Includes inferences drawn from other Personal Data, such as profiles reflecting a person’s preferences, behavior, attitudes, abilities, and aptitudes.  The Company does not operate a website directed towards children nor has actual knowledge that it is collecting or maintaining personal information from children online.

b.              Personal Data Sources.  Sources from which we obtain your Personal Data.  For each of these categories,[1] we obtain your Personal Data from a variety of sources, including from:

(i)             Our customers and consumers, with respect to both online and offline interactions you may have with us or our service providers and other entities with whom you transact;

(ii)            others with whom you maintain relationships who may deal with us on your behalf;

(iii)          the devices you use to access our websites, mobile applications, and online services;

(iv)          credit bureaus;

(v)            identity verification and fraud prevention services;

(vi)          marketing and analytics providers;

(vii)         public databases;

(viii)       social media platforms; and

(ix)          other sources consistent with this Privacy Policy.

c.              Legal Basis For Processing.  Depending on the purpose of the processing activity (see Section 1(d), the legal basis for the processing of your personal data will be one of the following:

(i)             necessary for taking steps to enter into or executing a contract with you for the services or products you request, or for carrying out our obligations under such a contract, such as when we use your data for some of the purposes in Section 1(d) (as well as certain of the data disclosures described in Section 1(e));

(ii)            required to meet our legal or regulatory responsibilities, including when we conduct the client on-boarding processes and make the disclosures to authorities, regulators and government bodies;

(iii)          in some cases, necessary for the performance of a task carried out in the public interest;

(iv)          necessary in order to protect the vital interests of the data subject or of another natural person;

(v)            in limited circumstances, processed with your consent which we obtain from you from time to time (for instance, where required by laws other than the EU GDPR), or processed with your explicit consent in the case of special categories of Personal Data such as your medical information; and

(vi)          necessary for the legitimate interests of the Company, without unduly affecting your interests or fundamental rights and freedoms.

(vii)         where the Personal Data we collect from you is needed to meet our legal or regulatory obligations or enter into an agreement with you, if we cannot collect this Personal Data, there is a possibility we may be unable to on-board you as a client or provide products or services to you (in which case we will inform you accordingly).

d.              Personal Data Usage.  How we use your Personal Data

(i)             At the time you submit Personal Data or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because the Company states the intended purpose. The Company needs to collect, process and use Personal Data for a number of purposes. A primary purpose is to ensure we can provide customers with the products and services we offer and which they have requested. We also need to use Personal Data for purposes of carrying out our business operations, including confirming a person’s authority as a representative or agent of a customer, maintaining business continuity plans and processes, undertaking internal investigations and audits, handling legal claims, responding to requests form supervisory authorities, and complying with applicable laws and regulations.

(ii)            We use the Personal Data we collect, as identified in the categories listed in Section 1(a), for the business purposes listed below:

(A)           Financial, Legal and Compliance Management: Audits, accounting, and supporting our everyday operations, including to meet risk, legal, and compliance requirements.

(B)           Fraud Prevention: Reporting, evaluating and monitoring particular transactions and interactions, including online interactions, you may have with us or others on our behalf.

(C)           Security: Detecting and protecting against security incidents, and malicious, deceptive, fraudulent or illegal activity, and prosecuting the same.

(D)           IT Operations: Debugging to identify and repair errors in our systems.

(E)           Marketing/Prospecting: Short-term, transient use, including contextual customization of ads; conducting marketing and surveys associated with our products and services.

(F)            Customer Services: Providing services on your or our behalf, or on behalf of another, including maintaining or servicing accounts, providing customer service, fulfilling transactions, verifying identity information, processing payments, and other services.

(G)           Research: Conducting internal research to develop and improve technology.

(H)           Improving Products and Services: Conducting activity to verify, enhance, and maintain the quality or safety of services or devices which we may own, control, or provide.

(I)             Operation of our Sites: Preparing statistics, analyzing traffic patterns and performing analysis to support our operation.

(J)            Legal Proceedings: Receiving and responding to law enforcement requests, to prepare for or in support of ongoing litigation and as required by applicable law, court order, or governmental regulations.

(iii)          We may also use the Personal Data we collect for: (A) other operational processes, (B) purposes for which we provide you additional notice, or (C) purposes compatible with the context in which the Personal Data was collected.

e.              Sharing of Personal Data.

(i)             When providing products or services to you, we will share Personal Data with other Company subsidiaries in order to ensure a consistently high service standard across our group, and to provide services and products to you.

(ii)            In some instances, we also share Personal Data with our service providers, which provide services to us, such as IT and hosting providers, marketing providers, appraisers, adjusters, debt collectors fraud prevention providers, credit reference agencies, and others. For more information on the service providers with whom we share information, please see Reasons we can share your personal information. Whenever we disclose Personal Data, we execute a contract that describes such purpose and require the recipient to keep the Personal Data confidential and prohibit its use for any purpose other than to perform the obligations under the contract. When we do so, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.

(iii)          If required from time to time, we disclose Personal Data to public authorities, regulators or governmental bodies, including when required by law or regulation, under a code of practice or conduct, or when these authorities or bodies require us to do so.

(iv)          If the Company’s business or assets were sold to another party, Personal Data will be transferred as part of the transaction. The Company may also share Personal Data with prospective purchasers during the due diligence process  related to the prospects of selling or transferring part of, or an entire business. The Company requires such recipients to comply with confidentiality, privacy and other legal requirements and in response, follow security measures designed to protect your Personal Data.

(v)            We will disclose Personal Data when legally required, to exercise or protect legal rights, including ours and those of our employees or other stakeholders; or in response to requests from you or your representatives.

2.              Transfer of Personal Data to Different Countries.  The Company does business with service providers around the world and, in some instances, may transfer Personal Data to such providers in the course of doing business with them. These providers assist us with certain operations and activities. In those cases, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.

3.              How We Secure Personal Data.  We implement appropriate technical and organizational measures to address the risks corresponding to our use of your Personal Data, including loss, alteration, or unauthorized access to your Personal Data. We require our service providers to do the same through contractual agreements.

4.              How Long We Keep your Personal Data.  We will retain your Personal Data for as long as it is needed or permitted in light of the purposes in Section 1(d). The criteria used to determine our retention periods include: (a) the length of time we have an ongoing relationship with you; (b) whether there is a legal or regulatory obligation to which we are subject; and (c) whether retention is advisable in light of our legal or regulatory obligation (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).

5.              Your Data Protection Rights.

a.              Laws in the EU enable individuals to have appropriate control and oversight over what organizations do with your Personal Data.

b.              The following are your Personal Data rights:

(i)             The right to be informed about our processing of your Personal Data.

(ii)            The right of erasure (right to be forgotten), which allows you to ask us to destroy your Personal Data if you believe we no longer need it, or we are using it inappropriately. However, we may continue to retain your information if we are entitled or required to retain it.

(iii)          The right to data portability, which includes the right to receive Personal Data you have provided to us in a structured, commonly used, and machine-readable format.

(iv)          The right of access to data that has been collected and that we process. You may ask us for a description of the Personal Data we hold and the purposes for holding it. You may ask for a paper or electronic copy of this information.

(v)            The right to rectify or correct data if it is inaccurate, or to have incomplete data completed.

(vi)          The right to restrict processing when you contest data accuracy, when you believe our use is unlawful, or when you wish for us to keep but not use Personal Data beyond our time limit for storage, for purposes as described above in Section 1(d).

c.              You may also ask us to stop using your Personal Data while we are processing the objection request.

(i)             The right to lodge complaints with a data protection authority regarding any processing by us or on our behalf.

(ii)            The right to object extends to direct marketing when Personal Data is processed for direct marketing purposes, including profiling to the extent it is related to such marketing. You may object to direct marketing by clicking the “unsubscribe” link in any of our emails to you or by emailing us atcontact@khmermovementfordemocracy.com at any time.

d.              The Company will seek to obtain your consent where required by applicable law. The Company respects your decisions about the collection and use of your Personal Data. We may analyze users’ purchases, online activities, interests, and preferences in order to provide our services, such as to configure our online channels and apps for a better experience, and/or for marketing purposes. Where we process your Personal Data on the basis of your consent, you have the right to withdraw that consent at any time subject to applicable legal obligations. Please also note that the withdrawal of consent shall not affect the lawfulness of processing, based on consent before its withdrawal.

6.              How to Revoke Your Consent to Our Use of Your Personal Data and Submit Privacy Related Inquiries.

a.              You can direct all requests relating to access, correction, and other legal rights regarding Personal Data, or any questions regarding this Notice, through the following email address: contact@khmermovementfordemocracy.com.

b.              We try to respond to all authenticated requests in relation to your legal rights within one month. Occasionally it may take us longer than a month to respond, if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

c.              You may also submit a general privacy related inquiry in accordance with applicable laws and regulations. The Company will respond to such requests in accordance with applicable laws.

d.              Please issue such requests by sending a completed inquiry to the Company at contact@khmermovementfordemocracy.com. Please provide your name and contact information along with your inquiry.

7.              Changes to Our Privacy Notice.  We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

EXHIBIT C

Japan APPI Privacy Rights Notice

Additional Notice for Residents of Japan

This Privacy Notice for Japanese Residents supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (the “Company,” “We,” or “Us”) and applies solely to all visitors, users, and others who reside in Japan (“Consumers” or “You”).  We adopt this notice to comply with Japan’s Act on the Protection of Personal Information (“APPI”) and the Guidelines issued by the Personal Information Protection Commission (“PPC”), and any terms defined in the APPI have the same meaning when used in this Notice.

1.              Definition of “Resident”.

a.              For purposes of this Notice, a “Resident” means any natural person located in Japan whose personal information is collected, used, or otherwise processed by the Company in connection with the provision of goods or services to individuals in Japan or the monitoring of individuals’ behavior in Japan.

b.              All other individuals are defined as “Non-Residents” for purposes of this Notice.

2.              Categories of Personal Information We Collect.

a.              We collect personal information as described in our Privacy Policy.  Under APPI, “Personal Information” means information relating to a living individual that can identify the specific individual by name, date of birth, or other description contained in such information, or that contains an individual identification code.

b.              We may collect the following categories of personal information from Japanese residents:

(i)             Identifiers: Real name, alias, postal address, telephone number, email address, online identifier, Internet Protocol address, and account name.

(ii)            Personal Information Records: Name, signature, contact information, education, employment history, bank account number, credit card number, debit card number, passport number, or other government-issued identification numbers, and financial information.

(iii)          Internet or Network Activity: Browsing history, search history, online behavior, and interactions with our Website and applications.

(iv)          Geolocation Data: Physical location or movements collected through your use of our Website.

3.              Special Care-Required Personal Information (Sensitive Personal Information).

a.              APPI defines “Special Care-Required Personal Information” to include information concerning race, creed, social status, medical history, criminal record, or the fact of having suffered damage by a crime.

b.              We will obtain your prior explicit opt-in consent before collecting any Special Care-Required Personal Information.

c.              If we collect passport data or other identity documents from you, we will obtain your explicit prior consent, as such information requires enhanced protections under APPI.

4.              Purpose of Use.

a.              We use personal information collected from Japanese residents for the purposes specified in our Privacy Policy, including but not limited to:

(i)             Providing our Website and its contents to you;

(ii)            Providing you with information, products, or services that you request from us;

(iii)          Processing transactions and fulfilling orders;

(iv)          Communicating with you about your account and responding to inquiries;

(v)            Detecting, preventing, and addressing fraud or other illegal activities;

(vi)          Improving our services and personalizing your experience;

(vii)         Marketing and promotional purposes, subject to your consent where required;

(viii)       Complying with legal obligations.

b.              We will not use your personal information for purposes beyond what is specified above without first notifying you and, where required, obtaining your consent.

5.              Cross-Border Transfer of Personal Information.

a.              Transfer Destination.  Your personal information will be transferred to and processed in the United States, where our primary data processing facilities are located.

b.              Personal Information Protection System in the United States.  The United States does not have a comprehensive federal data protection law equivalent to APPI.  Data protection in the US is governed by a patchwork of sector-specific federal laws and state laws, including the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) for California residents.

c.              Protection Measures.  To ensure your personal information receives protection equivalent to that required under APPI, the Company implements the following measures:

(i)             We implement appropriate technical and organizational security measures designed to protect your personal information from unauthorized access, loss, alteration, and disclosure;

(ii)            We require our third-party service providers to enter into contractual arrangements that obligate them to maintain the confidentiality of your personal information and prohibit its use for purposes other than providing services on our behalf;

(iii)          We conduct ongoing monitoring to ensure that overseas data recipients maintain appropriate levels of protection for your personal information;

(iv)          We maintain records of third-party data transfers as required by APPI.

d.              Consent for Cross-Border Transfer.  By providing your personal information to us and using our Website, you consent to the transfer of your personal information to the United States for processing as described in this Notice.  You have the right to withdraw your consent at any time by contacting us at contact@khmermovementfordemocracy.com.

e.              Right to Request Information.  You have the right to request information about the measures we take to protect your personal information in connection with cross-border transfers.  To make such a request, please contact us using the information provided below.

6.              Third-Party Transfers.

a.              We may provide your personal information to third parties as described in our Privacy Policy, including service providers, marketing providers, and other third parties.

b.              When we transfer personal information to third parties, we maintain records of such transfers as required by APPI, including:

(i)             The date of the transfer;

(ii)            The name and address of the third party;

(iii)          The categories of personal information transferred;

(iv)          The method by which we confirmed the lawful acquisition of the personal information by the third party.

c.              We will not provide your personal information to third parties without your consent, except as permitted under APPI for compliance with legal obligations, protection of life, health, or property, or other lawful purposes.

7.              Your APPI Rights.  APPI provides Japanese residents with specific rights regarding their personal information.  This section describes your rights and explains how to exercise them:

a.              Right to Request Disclosure.  You have the right to request disclosure of the retained personal data we hold about you, including:

(i)             The purpose of use of your personal data;

(ii)            The categories of personal data we hold about you;

(iii)          The specific pieces of personal data we hold about you;

(iv)          Information about third parties to whom your personal data has been or may be provided;

(v)            Information about the measures we take to protect your personal data in connection with cross-border transfers.

b.              Right to Request Correction, Addition, or Deletion.  If the personal data we hold about you is inaccurate, you have the right to request that we correct, add to, or delete such data.

c.              Right to Request Cessation of Use or Erasure.  You have the right to request that we cease using or erase your personal data if:

(i)             Your personal data is being handled in a manner that exceeds the scope of the purposes of use;

(ii)            Your personal data was acquired by improper means;

(iii)          Your personal data is no longer necessary for the purposes for which it was collected.

d.              Right to Request Cessation of Third-Party Provision.  You have the right to request that we cease providing your personal data to third parties if such provision violates applicable APPI requirements.

8.              Exercising Your Rights.

a.              To exercise any of the rights described above, please submit a request to us by emailing contact@khmermovementfordemocracy.com or writing to us at:

111 Fitchburg Road
Ayer, Massachusetts 01432

b.              We will respond to your request without delay and, in any case, within a reasonable period in accordance with APPI requirements.

c.              We may charge a reasonable fee for responding to disclosure requests if permitted under APPI.

d.              We may decline your request in whole or in part if permitted under APPI, and we will notify you of the reasons for any such denial.

9.              Person Responsible for Personal Information Handling.  The Company has designated a person responsible for personal information handling in accordance with the PPC Guidelines.  For inquiries regarding our handling of personal information, please contact:

111 Fitchburg Road
Ayer, Massachusetts 01432
Attention: Audria Chea, Program Coordinator
Email: Audria.jia@gmail.com

10.           Data Breach Notification.  In the event of a data breach involving your personal information that is likely to harm the rights and interests of individuals, we will:

(i)             Notify the Personal Information Protection Commission within 72 hours of becoming aware of the breach (preliminary report);

(ii)            Submit a final report to the PPC within 30 days (or 60 days for breaches caused by unauthorized access) of becoming aware of the breach;

(iii)          Notify affected individuals promptly unless doing so would be impracticable or would harm the interests of the affected individuals.

11.           Right to Non-Discrimination.  We will not discriminate against you for exercising any of your APPI rights.  We will not deny you goods or services, charge you different prices, or provide you a different level of service because you exercised your rights under this Notice.

12.           Changes to This Privacy Notice.  We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on our Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

EXHIBIT D

South Korea PIPA Privacy Rights Notice

Additional Notice for Residents of South Korea

This Privacy Notice for South Korean Residents supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (the “Company,” “We,” or “Us”) and applies solely to all visitors, users, and others who reside in South Korea (“Consumers” or “You”).  We adopt this notice to comply with South Korea’s Personal Information Protection Act (“PIPA”) and any terms defined in PIPA have the same meaning when used in this Notice.

1.              Definition of “Resident”.

a.              For purposes of this Notice, a “Resident” means any natural person located in South Korea whose personal information is collected, used, or otherwise processed by the Company in connection with the provision of goods or services to individuals in South Korea or the monitoring of individuals’ behavior in South Korea.

b.              All other individuals are defined as “Non-Residents” for purposes of this Notice.

2.              Chief Privacy Officer (CPO) and Domestic Representative.

a.              Chief Privacy Officer.  In accordance with PIPA requirements, the Company has designated a Chief Privacy Officer responsible for overseeing personal information handling and addressing data protection matters.  Our CPO may be contacted at:

Audria Chea, Program Coordinator
111 Fitchburg Road, Ayer, Massachusetts 01432
Email: Audria.jia@gmail.com
Telephone: 617-461-9335

b.              Domestic Representative in South Korea.  The Company has designated a domestic representative in South Korea for privacy matters.  Our domestic representative may be contacted at:

 Vibol Luon representative of South Korea
Room 102-20-5, Songdo-ro 270beon-gil,

Gwangsan-gu, Gwangju

(Songjeong-dong)
Email: Efltingeagle@gmail.com
Telephone:  010 3976-9889

3.              Categories of Personal Information We Collect.

a.              We collect personal information as described in our Privacy Policy.  Under PIPA, “Personal Information” means information that pertains to a living individual and can identify the specific individual, including information that, even if it does not by itself identify a specific individual, may easily be combined with other information to do so.

b.              We collect the following categories of personal information from South Korean residents:

(i)             Identifiers: Real name, alias, postal address, telephone number, email address, online identifier, Internet Protocol address, and account name.

(ii)            Personal Information Records: Name, signature, contact information, education, employment history, bank account number, credit card number, debit card number, and financial information.

(iii)          Internet or Network Activity: Browsing history, search history, online behavior, and interactions with our Website and applications.

(iv)          Geolocation Data: Physical location or movements collected through your use of our Website.

c.              Data Minimization.  We are committed to collecting only the minimum personal information necessary to achieve the purposes stated in this Notice and our Privacy Policy.

4.              Unique Identification Information.

a.              Under PIPA, “Unique Identification Information” includes resident registration numbers, passport numbers, driver’s license numbers, and alien registration numbers.  These categories require enhanced protections and separate, explicit consent.

b.              If we need to collect your passport number or other unique identification information, we will:

(i)             Notify you of the specific purpose for which such information is collected;

(ii)            Obtain your separate, explicit opt-in consent before collection;

(iii)          Implement enhanced security measures to protect such information.

5.              Consent Requirements.

a.              PIPA requires that consent for the collection, use, and disclosure of personal information be: (1) informed; (2) freely given; (3) specific; and (4) separately obtained for different categories of data and processing activities.

b.              We obtain your consent through clear affirmative actions rather than implied consent.  Where required, we will obtain separate consent for:

(i)             General collection and use of personal information;

(ii)            Collection and use of unique identification information (such as passport numbers);

(iii)          Cross-border transfer of personal information;

(iv)          Third-party disclosure of personal information.

c.              You have the right to withdraw your consent at any time by contacting us at contact@khmermovementfordemocracy.com.  Withdrawal of consent will not affect the lawfulness of processing based on consent before its withdrawal.

6.              Purpose of Use.

a.              We use personal information collected from South Korean residents for the following purposes:

(i)             Providing our Website and its contents to you;

(ii)            Providing you with information, products, or services that you request from us;

(iii)          Processing transactions and fulfilling orders;

(iv)          Communicating with you about your account and responding to inquiries;

(v)            Detecting, preventing, and addressing fraud or other illegal activities;

(vi)          Improving our services and personalizing your experience;

(vii)         Marketing and promotional purposes, subject to your consent where required;

(viii)       Complying with legal obligations.

b.              We will not use your personal information for purposes beyond what is specified above without first obtaining your separate consent.

7.              Cross-Border Transfer of Personal Information.  PIPA requires detailed disclosure of cross-border transfers of personal information.  The following information is provided in accordance with PIPA requirements:

a.              Legal Basis for Transfer.  We transfer your personal information overseas based on your consent as required under PIPA.

b.              Items of Personal Information Transferred.  The following categories of personal information may be transferred:

(i)             Identifiers (name, email address, postal address, phone number, account name);

(ii)            Personal information records (contact information, payment information);

(iii)          Internet or network activity information (browsing history, interactions with our Website);

(iv)          Geolocation data;

(v)            Any other personal information you provide to us through our Website.

c.              Destination Country.  Your personal information will be transferred to the United States.

d.              Timing and Method of Transfer.  Personal information is transferred:

(i)             Timing: At the time of collection and on an ongoing basis during your relationship with us;

(ii)            Method: Through secure electronic transmission via encrypted network connections.

e.              Recipient Information.

(i)             Name of Recipient:

KMHER MOVEMENT FOR DEMOCRACY INC.
a Massachusetts corporation

(ii)            Contact Information:

111 Fitchburg Road, Ayer, Massachusetts 01432
Email:
contact@khmermovementfordemocracy.com
Telephone: 617-461-9335

f.               Purpose of Use by Recipient.  The recipient will use your personal information for the purposes described in Section 6 of this Notice, including providing our services, processing transactions, customer communication, fraud prevention, and service improvement.

g.              Retention Period by Recipient.  The recipient will retain your personal information for six (6) months following the termination of your account, unless a longer retention period is required or permitted by law.

h.              Your Right to Refuse Transfer.  You have the right to refuse the cross-border transfer of your personal information. To refuse such transfer, please contact us at contact@khmermovementfordemocracy.com. Please note that if you refuse the transfer, we may not be able to provide certain services to you.

8.              Third-Party Disclosure.

a.              We may disclose your personal information to third parties as described in our Privacy Policy, including service providers, marketing providers, and affiliates.

b.              When we disclose personal information to third parties, we will:

(i)             Enter into contractual arrangements requiring the third party to maintain the confidentiality of your personal information;

(ii)            Prohibit use of your personal information for purposes other than those specified;

(iii)          Require appropriate security measures to protect your personal information.

c.              We will not disclose your personal information to third parties without your consent, except as permitted under PIPA for compliance with legal obligations or other lawful purposes.

9.              Your PIPA Rights.  PIPA provides South Korean residents with specific rights regarding their personal information.  This section describes your rights and explains how to exercise them:

a.              Right to Access.  You have the right to request access to the personal information we hold about you, including:

(i)             The categories of personal information we hold;

(ii)            The purposes for which your personal information is processed;

(iii)          Information about third parties to whom your personal information has been disclosed;

(iv)          The retention period for your personal information.

b.              Right to Correct.  If the personal information we hold about you is inaccurate or incomplete, you have the right to request correction or completion of such data.

c.              Right to Delete.  You have the right to request the deletion of your personal information if:

(i)             The retention period has expired;

(ii)            The purpose of processing has been achieved;

(iii)          Your consent has been withdrawn;

(iv)          The personal information was collected or used in violation of PIPA.

d.              Right to Suspend Processing.  You have the right to request that we suspend the processing of your personal information if you believe that:

(i)             Your personal information is inaccurate;

(ii)            Your personal information is being processed in violation of PIPA;

(iii)          The processing of your personal information is no longer necessary.

10.           Exercising Your Rights.

a.              To exercise any of the rights described above, please submit a request to us by emailing contact@khmermovementfordemocracy.com, contacting our domestic representative in South Korea, or writing to us at:

111 Fitchburg Road, Ayer, Massachusetts 01432

b.              You may also authorize a legal representative to exercise your rights on your behalf.

c.              We will respond to your request without delay and, in any case, within ten (10) days of receiving your request in accordance with PIPA requirements.  If we require additional time, we will notify you of the reason and expected response date.

d.              We will not charge a fee for responding to requests to access, correct, delete, or suspend processing of your personal information unless your request is manifestly unfounded or excessive.

e.              We may decline your request in whole or in part if permitted under PIPA, and we will notify you of the reasons for any such denial and inform you of your right to appeal.

11.           Data Breach Notification.  In the event of a data breach involving your personal information that meets the reporting thresholds under PIPA, we will:

(i)             Notify affected individuals within 72 hours of becoming aware of the breach;

(ii)            Notify the Personal Information Protection Commission (PIPC) and the Korea Internet & Security Agency (KISA) as required;

(iii)          Provide information about the breach, including the categories of personal information affected, the circumstances of the breach, and the measures taken to address it.

12.           Retention Period.

a.              We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable law.

b.              The retention periods for each category of personal information are as follows:

(i)             Account Information: Six (6) months following account termination;

(ii)            Transaction Records: As required by applicable tax and commercial laws;

(iii)          Customer Service Records: Three (3) years;

(iv)          Website Usage Data: Six (6) months.

c.              When your personal information is no longer needed, we will securely delete or anonymize such information.

13.           Right to Non-Discrimination.  We will not discriminate against you for exercising any of your PIPA rights.  We will not deny you goods or services, charge you different prices, or provide you a different level of service because you exercised your rights under this Notice.

14.           Right to Lodge Complaints.

a.              If you believe that we have violated your rights under PIPA or that our processing of your personal information is unlawful, you have the right to lodge a complaint with the Personal Information Protection Commission (PIPC) online at https://www.pipc.go.kr or by Telephone at 118

b.              You may also contact the Korea Internet & Security Agency (KISA) Privacy Infringement Report Center online at https://privacy.kisa.or.kr or by Telephone at 118

15.           Changes to This Privacy Notice.  We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on our Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

16.           Korean-Language Version.  In accordance with PIPA requirements, this Privacy Notice is available in Korean for South Korean residents.  In the event of any discrepancy between the English and Korean versions, the Korean version shall prevail for South Korean residents.

 

 

EXHIBIT E

Canada PIPEDA Privacy Rights Notice

Additional Notice for Canadian Residents

This PIPEDA Privacy Rights Notice supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (“Company”, “We”, or “Us”) and applies solely to all visitors, users, and others who reside in Canada (“Consumers” or “You”).  We adopt this notice to comply with the Personal Information Protection and Electronic Documents Act of 2000 (“PIPEDA”) and any terms defined in the PIPEDA have the same meaning when used in this Notice.

This notice explains what information we collect about you, how that information is used, who receives this information, the circumstances in which such information is shared and the steps taken to maintain this information private and secure.  If you are not a resident of Canada, please refer to our Privacy Policy included on the first page of this document.

  1. How We Collect and Use Personal Data.
    1. We collect Personal Data from natural persons who are residents of the as described below.
      • The types of Personal Data we collect:
        • Identifiers: Includes your real name, postal address, email address, phone number, unique personal identifier, online identifier, token identifier, account name, social security number, driver’s license number, passport number, and/or other government issued number. All of these would be collected when and to the extent that you provide it to us directly or through third parties.
        • Personal Data in Customer Records: Includes any information that identifies, relates to, describes, or is capable of being associated with a particular consumer or household, including, the “identifiers” listed in (A), and the following: signature, physical characteristics or description, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, medical information or health insurance, or any other financial information, such as: income, account balance, transaction history, payment history, credit history information when and to the extent that you provide it to us directly or through third parties.
        • Legally Protected Characteristics: Includes date of birth/age, gender, race, color, national origin, citizenship, marital status, physical or mental disability, veteran or military status, religion or creed, medical condition, pregnancy or childbirth and related medical conditions, sexual orientation, genetic information (including familial genetic information) when and to the extent that you provide it to us directly or through third parties.
        • Internet or Network Activity: Includes, but is not limited to, browsing history on our websites, search history, information on a consumer’s interaction with our websites or applications.
        • Geolocation Data: Includes information such as physical location or movements.
        • Information Typically Detected by the Senses: Includes audio information such as recordings of when you called into our customer service line; visual recordings or images such as the ones obtained through Closed-Circuit Television (“CCTV”) at our local branches or other premises; and electronic information in the form of Internet or other electronic network activity information, as described above.
        • Employment Information: Includes current or past professional or employment-related information, including job history, performance evaluations, position details, or references.
        • Education Information: Includes education information and qualifications that are not publicly available.
        • Inferences from above used to Profile: Includes inferences drawn from other Personal Data, such as profiles reflecting a person’s preferences, behavior, attitudes, abilities, and aptitudes. The Company does not operate a website directed towards children or has actual knowledge that the bank is collecting or maintaining personal information from children online.
  1. Sources from which we obtain your Personal Data:
    • For each of these categories,[2] we obtain your Personal Data from a variety of sources, including from:
      • our customers and consumers, with respect to both online and offline interactions you may have with us or our service providers and other entities with whom you transact;
      • others with whom you maintain relationships who may deal with us on your behalf;
      • the devices you use to access our websites, mobile applications, and online services;
      • credit bureaus;
      • identity verification and fraud prevention services;
      • marketing and analytics providers;
      • public databases;
      • social media platforms; and
      • other sources consistent with this Privacy Policy.
  1. Legal basis for processing:
    • Depending on the purpose of the processing activity (see Section 2(d)), the legal basis for the processing of your personal data will be one of the following:
      • necessary for taking steps to enter into or executing a contract with you for the services or products you request, or for carrying out our obligations under such a contract, such as when we use your data for some of the purposes in Section 2(d) (as well as certain of the data disclosures described in Section 2(e));
      • required to meet our legal or regulatory responsibilities, including when we conduct the client on-boarding processes and make the disclosures to authorities, regulators and government bodies;
      • in some cases, necessary for the performance of a task carried out in the public interest;
      • necessary in order to protect the vital interests of the data subject or of another natural person;
      • in limited circumstances, processed with your consent which we obtain from you from time to time (for instance, where required by laws other than the PIPEDA), or processed with your explicit consent in the case of special categories of Personal Data such as your medical information; and
      • necessary for the legitimate interests of the Company, without unduly affecting your interests or fundamental rights and freedoms.
    • Where the Personal Data we collect from you is needed to meet our legal or regulatory obligations or enter into an agreement with you, if we cannot collect this Personal Data, there is a possibility we may be unable to on-board you as a client or provide products or services to you (in which case we will inform you accordingly).
  2. How we use your Personal Data.
    1. At the time you submit Personal Data or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because the Company states the intended purpose. The Company needs to collect, process and use Personal Data for a number of purposes. A primary purpose is to ensure we can provide customers with the products and services we offer and which they have requested. We also need to use Personal Data for purposes of carrying out our business operations, including confirming a person’s authority as a representative or agent of a customer, maintaining business continuity plans and processes, undertaking internal investigations and audits, handling legal claims, responding to requests form supervisory authorities, and complying with applicable laws and regulations.
    2. We use the Personal Data we collect, as identified in the categories listed in Section 2(a) above, for the business purposes listed below:
      • Financial, Legal and Compliance Management: Audits, accounting, and supporting our everyday operations, including to meet risk, legal, and compliance requirements;
      • Fraud Prevention: Reporting, evaluating and monitoring particular transactions and interactions, including online interactions, you may have with us or others on our behalf;
      • Security: Detecting and protecting against security incidents, and malicious, deceptive, fraudulent or illegal activity, and prosecuting the same;
      • IT Operations: Debugging to identify and repair errors in our systems;
      • Marketing/Prospecting: Short-term, transient use, including contextual customization of ads; conducting marketing and surveys associated with our products and services;
      • Customer Services: Providing services on your or our behalf, or on behalf of another, including maintaining or servicing accounts, providing customer service, fulfilling transactions, verifying identity information, processing payments, and other services;
      • Research: Conducting internal research to develop and improve technology;
      • Improving Products and Services: Conducting activity to verify, enhance, and maintain the quality or safety of services or devices which we may own, control, or provide;
      • Operation of our Sites: Preparing statistics, analyzing traffic patterns and performing analysis to support our operations; and
      • Legal Proceedings: Receiving and responding to law enforcement requests, to prepare for or in support of ongoing litigation and as required by applicable law, court order, or governmental regulations.
    3. We may also use the Personal Data we collect for:
      • other operational processes,
      • purposes for which we provide you additional notice, or
      • purposes compatible with the context in which the Personal Data was collected.
    4. Sharing of Personal Data.
      1. When providing products or services to you, we will share Personal Data with other Company subsidiaries in order to ensure a consistently high service standard across our group, and to provide services and products to you.
      2. In some instances, we also share Personal Data with our service providers, which provide services to us, such as IT and hosting providers, marketing providers, appraisers, adjusters, debt collectors fraud prevention providers, credit reference agencies, and others. For more information on the service providers with whom we share information, please see Reasons we can share your personal information. Whenever we disclose Personal Data, we execute a contract that describes such purpose and require the recipient to keep the Personal Data confidential and prohibit its use for any purpose other than to perform the obligations under the contract. When we do so, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
      3. If required from time to time, we disclose Personal Data to public authorities, regulators, or governmental bodies, including when required by law or regulation, under a code of practice or conduct, or when these authorities or bodies require us to do so.
      4. If our business or assets were sold to another party, Personal Data will be transferred as part of the transaction. The Company may also share Personal Data with prospective purchasers during the due diligence process related to the prospects of selling or transferring part of, or an entire business.  The Company requires such recipients to comply with confidentiality, privacy, and other legal requirements and in response, follow security measures designed to protect your Personal Data.
      5. We will disclose Personal Data when legally required, to exercise or protect legal rights, including ours and those of our employees or other stakeholders; or in response to requests from you or your representatives.
    5. Transfer of Personal Data to Different Countries. We do business with service providers around the world and, in some instances, may transfer Personal Data to such providers in the course of doing business with them. These providers assist us with certain operations and activities. In those cases, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
    6. How We Secure Personal Data. We implement appropriate technical and organizational measures to address the risks corresponding to our use of your Personal Data, including loss, alteration, or unauthorized access to your Personal Data.  We require our service providers to do the same through contractual agreements.
    7. How Long We Keep your Personal Data. We will retain your Personal Data for as long as it is needed or permitted in light of the purposes in Section 2(d). The criteria used to determine our retention periods include: (i) the length of time we have an ongoing relationship with you; (ii)whether there is a legal or regulatory obligation to which we are subject; and (iii) whether retention is advisable in light of our legal or regulatory obligation (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).
    8. Your Data Protection Rights.
      1. Laws in Canada enable individuals to have appropriate control and oversight over what organizations do with your Personal Data. The following are your Personal Data rights:
        • The right to be informed about our processing of your Personal Data.
        • The right of access to data that has been collected and that we process. You may ask us for a description of the Personal Data we hold and the purposes for holding it.  You may ask for a paper or electronic copy of this information.
        • The right to rectify or correct data if it is inaccurate, or to have incomplete data completed.
        • The right to withdraw consent, which allows you to withdraw the consent for us to collect your Personal Data. However, we may continue to retain your information for the period in which it is necessary to fulfill the purpose for which it was originally collected.
        • The right of erasure (right to be forgotten), which allows you to ask us to destroy your Personal Data if you believe we no longer need it, or we are using it inappropriately. However, we may continue to retain your information if we are entitled or required to retain it.
        • The right to lodge complaints with a data protection authority regarding any processing by us or on our behalf.
      2. The Company will seek to obtain your consent where required by applicable law. We may analyze users’ online activities, interests, and preferences in order to provide our services, such as to configure our online channels and apps for a better experience, and/or for marketing purposes. Where we process your Personal Data on the basis of your consent, you have the right to withdraw that consent at any time subject to applicable legal obligations.  Please also note that the withdrawal of consent shall not affect the lawfulness of processing, based on consent before its withdrawal.
      3. Mandatory Breach Reporting Requirements. In the event there is a breach where there is a loss, unauthorized access to, use or disclosure of personal information, we have a mandatory requirement to report the breach to the appropriate data protection authority and to notify the affected individuals and relevant third parties.  Such breach report will include the following information: (i) the cause, circumstances, and time of the breach, (ii) a description of the personal information involved in the breach, (iii) an approximate number of affected individuals, and (iv) the steps taken to reduce the risk of harm to affected individuals.
    9. How to Revoke Your Consent to Our Use of Your Personal Data and Submit Privacy Related Inquiries.
      1. You can direct all requests relating to access, correction, and other legal rights regarding Personal Data, or any questions regarding this Notice, by emailing us at contact@khmermovementfordemocracy.com.
      2. We try to respond to all authenticated requests in relation to your legal rights within one month. Occasionally it may take us longer than a month to respond, if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
      3. You may also submit a general privacy related inquiry in accordance with applicable laws and regulations. We will respond to such requests in accordance with applicable laws.
      4. Please issue such requests by sending a completed inquiry to us via email at contact@khmermovementfordemocracy.com. Please provide your name and contact information along with your inquiry.
    10. Changes to Our Privacy Notice. We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

 

EXHIBIT F

Australian Privacy Act 1988 Privacy Rights Notice

Additional Notice for Australian Residents

This Australian Privacy Notice supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (“Company”, “We”, or “Us”) and applies solely to all visitors, users, and others who reside in Australia (“Consumers” or “You”). We adopt this notice to comply with the Privacy Act 1988 (the “Privacy Act”) and the Australian Privacy Principles (the “APPs”) contained therein, and any terms defined in the Privacy Act have the same meaning when used in this Notice.

This notice explains what information we collect about you, how that information is used, who receives this information, the circumstances in which such information is shared and the steps taken to maintain this information private and secure. If you are not a resident of Australia, please refer to our Privacy Policy included on the first page of this document.

  1. How We Collect and Use Personal Data.
    1. We collect Personal Data from natural persons who are residents of the as described below.
      • The types of Personal Data we collect:
        • Identifiers: Includes your real name, postal address, email address, phone number, unique personal identifier, online identifier, token identifier, account name, social security number, driver’s license number, passport number, and/or other government issued number. All of these would be collected when and to the extent that you provide it to us directly or through third parties.
        • Personal Data in Customer Records: Includes any information that identifies, relates to, describes, or is capable of being associated with a particular consumer or household, including, the “identifiers” listed in (A), and the following: signature, physical characteristics or description, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, medical information or health insurance, or any other financial information, such as: income, account balance, transaction history, payment history, credit history information when and to the extent that you provide it to us directly or through third parties.
        • Legally Protected Characteristics: Includes date of birth/age, gender, race, color, national origin, citizenship, marital status, physical or mental disability, veteran or military status, religion or creed, medical condition, pregnancy or childbirth and related medical conditions, sexual orientation, genetic information (including familial genetic information) when and to the extent that you provide it to us directly or through third parties.
        • Internet or Network Activity: Includes, but is not limited to, browsing history on our websites, search history, information on a consumer’s interaction with our websites or applications.
        • Geolocation Data: Includes information such as physical location or movements.
        • Information Typically Detected by the Senses: Includes audio information such as recordings of when you called into our customer service line; visual recordings or images such as the ones obtained through Closed-Circuit Television (“CCTV”) at our local branches or other premises; and electronic information in the form of Internet or other electronic network activity information, as described above.
        • Employment Information: Includes current or past professional or employment-related information, including job history, performance evaluations, position details, or references.
        • Education Information: Includes education information and qualifications that are not publicly available.
        • Inferences from above used to Profile: Includes inferences drawn from other Personal Data, such as profiles reflecting a person’s preferences, behavior, attitudes, abilities, and aptitudes. The Company does not operate a website directed towards children or has actual knowledge that the bank is collecting or maintaining personal information from children online.
  1. Sources from which we obtain your Personal Data:
    • For each of these categories,[3] we obtain your Personal Data from a variety of sources, including from:
      • our customers and consumers, with respect to both online and offline interactions you may have with us or our service providers and other entities with whom you transact;
      • others with whom you maintain relationships who may deal with us on your behalf;
      • the devices you use to access our websites, mobile applications, and online services;
      • credit bureaus;
      • identity verification and fraud prevention services;
      • marketing and analytics providers;
      • public databases;
      • social media platforms; and
      • other sources consistent with this Privacy Policy.
  1. Legal basis for processing:
    • Depending on the purpose of the processing activity (see Section 2(d)), the legal basis for the processing of your personal data will be one of the following:
      • necessary for taking steps to enter into or executing a contract with you for the services or products you request, or for carrying out our obligations under such a contract, such as when we use your data for some of the purposes in Section 2(d) (as well as certain of the data disclosures described in Section 2(e));
      • required to meet our legal or regulatory responsibilities, including when we conduct the client on-boarding processes and make the disclosures to authorities, regulators and government bodies;
      • in some cases, necessary for the performance of a task carried out in the public interest;
      • necessary in order to protect the vital interests of the data subject or of another natural person;
      • in limited circumstances, processed with your consent which we obtain from you from time to time (for instance, where required by laws other than the Privacy Act), or processed with your explicit consent in the case of sensitive information such as your health information; and
      • necessary for the legitimate interests of the Company, without unduly affecting your interests or fundamental rights and freedoms.
    • Where the Personal Data we collect from you is needed to meet our legal or regulatory obligations or enter into an agreement with you, if we cannot collect this Personal Data, there is a possibility we may be unable to on-board you as a client or provide products or services to you (in which case we will inform you accordingly).
  2. How we use your Personal Data.
    1. At the time you submit Personal Data or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because the Company states the intended purpose. The Company needs to collect, process and use Personal Data for a number of purposes. A primary purpose is to ensure we can provide customers with the products and services we offer and which they have requested. We also need to use Personal Data for purposes of carrying out our business operations, including confirming a person’s authority as a representative or agent of a customer, maintaining business continuity plans and processes, undertaking internal investigations and audits, handling legal claims, responding to requests form supervisory authorities, and complying with applicable laws and regulations.
    2. We use the Personal Data we collect, as identified in the categories listed in Section 2(a) above, for the business purposes listed below:
      • Financial, Legal and Compliance Management: Audits, accounting, and supporting our everyday operations, including to meet risk, legal, and compliance requirements;
      • Fraud Prevention: Reporting, evaluating and monitoring particular transactions and interactions, including online interactions, you may have with us or others on our behalf;
      • Security: Detecting and protecting against security incidents, and malicious, deceptive, fraudulent or illegal activity, and prosecuting the same;
      • IT Operations: Debugging to identify and repair errors in our systems;
      • Marketing/Prospecting: Short-term, transient use, including contextual customization of ads; conducting marketing and surveys associated with our products and services;
      • Customer Services: Providing services on your or our behalf, or on behalf of another, including maintaining or servicing accounts, providing customer service, fulfilling transactions, verifying identity information, processing payments, and other services;
      • Research: Conducting internal research to develop and improve technology;
      • Improving Products and Services: Conducting activity to verify, enhance, and maintain the quality or safety of services or devices which we may own, control, or provide;
      • Operation of our Sites: Preparing statistics, analyzing traffic patterns and performing analysis to support our operations; and
      • Legal Proceedings: Receiving and responding to law enforcement requests, to prepare for or in support of ongoing litigation and as required by applicable law, court order, or governmental regulations.
    3. We may also use the Personal Data we collect for:
      • other operational processes,
      • purposes for which we provide you additional notice, or
      • purposes compatible with the context in which the Personal Data was collected.
    4. Sharing of Personal Data.
      1. When providing products or services to you, we will share Personal Data with other Company subsidiaries in order to ensure a consistently high service standard across our group, and to provide services and products to you.
      2. In some instances, we also share Personal Data with our service providers, which provide services to us, such as IT and hosting providers, marketing providers, appraisers, adjusters, debt collectors fraud prevention providers, credit reference agencies, and others. For more information on the service providers with whom we share information, please see Reasons we can share your personal information. Whenever we disclose Personal Data, we execute a contract that describes such purpose and require the recipient to keep the Personal Data confidential and prohibit its use for any purpose other than to perform the obligations under the contract. When we do so, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
      3. If required from time to time, we disclose Personal Data to public authorities, regulators, or governmental bodies, including when required by law or regulation, under a code of practice or conduct, or when these authorities or bodies require us to do so.
      4. If our business or assets were sold to another party, Personal Data will be transferred as part of the transaction. The Company may also share Personal Data with prospective purchasers during the due diligence process related to the prospects of selling or transferring part of, or an entire business.  The Company requires such recipients to comply with confidentiality, privacy, and other legal requirements and in response, follow security measures designed to protect your Personal Data.
      5. We will disclose Personal Data when legally required, to exercise or protect legal rights, including ours and those of our employees or other stakeholders; or in response to requests from you or your representatives.
    5. Transfer of Personal Data to Different Countries. We do business with service providers around the world and, in some instances, may transfer Personal Data to such providers in the course of doing business with them. These providers assist us with certain operations and activities. In those cases, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
    6. How We Secure Personal Data. We implement appropriate technical and organizational measures to address the risks corresponding to our use of your Personal Data, including loss, alteration, or unauthorized access to your Personal Data.  We require our service providers to do the same through contractual agreements.
    7. How Long We Keep your Personal Data. We will retain your Personal Data for as long as it is needed or permitted in light of the purposes in Section 2(d). The criteria used to determine our retention periods include: (i) the length of time we have an ongoing relationship with you; (ii)whether there is a legal or regulatory obligation to which we are subject; and (iii) whether retention is advisable in light of our legal or regulatory obligation (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).
    8. Your Data Protection Rights.
      1. Laws in Australia enable individuals to have appropriate control and oversight over what organizations do with your Personal Data. The following are your Personal Data rights under the Australian Privacy Principles:
        • The right to be informed about our processing of your Personal Data.
        • The right of access to data that has been collected and that we process. You may ask us for a description of the Personal Data we hold and the purposes for holding it.  You may ask for a paper or electronic copy of this information.
        • The right to rectify or correct data if it is inaccurate, or to have incomplete data completed.
        • The right to withdraw consent, which allows you to withdraw the consent for us to collect your Personal Data. However, we may continue to retain your information for the period in which it is necessary to fulfill the purpose for which it was originally collected.
        • The right of erasure (right to be forgotten), which allows you to ask us to destroy your Personal Data if you believe we no longer need it, or we are using it inappropriately. However, we may continue to retain your information if we are entitled or required to retain it.
        • The right to lodge complaints with the Office of the Australian Information Commissioner (OAIC) regarding any processing by us or on our behalf.
      2. The Company will seek to obtain your consent where required by applicable law. We may analyze users’ online activities, interests, and preferences in order to provide our services, such as to configure our online channels and apps for a better experience, and/or for marketing purposes. Where we process your Personal Data on the basis of your consent, you have the right to withdraw that consent at any time subject to applicable legal obligations.  Please also note that the withdrawal of consent shall not affect the lawfulness of processing, based on consent before its withdrawal.
      3. Mandatory Data Breach Notification. In the event of an eligible data breach involving unauthorized access to, disclosure of, or loss of personal information that is likely to result in serious harm, we are required under the Notifiable Data Breaches (NDB) scheme to notify the Office of the Australian Information Commissioner (OAIC) and affected individuals as soon as practicable. Such breach notification will include the following information: (i) our identity and contact details, (ii) a description of the data breach, (iii) the kinds of information concerned, and (iv) recommendations about the steps individuals should take in response to the breach.
    9. How to Revoke Your Consent to Our Use of Your Personal Data and Submit Privacy Related Inquiries.
      1. You can direct all requests relating to access, correction, and other legal rights regarding Personal Data, or any questions regarding this Notice, by emailing us at contact@khmermovementfordemocracy.com.
      2. We try to respond to all authenticated requests in relation to your legal rights within one month. Occasionally it may take us longer than a month to respond, if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
      3. You may also submit a general privacy related inquiry in accordance with applicable laws and regulations. We will respond to such requests in accordance with applicable laws.
      4. Please issue such requests by sending a completed inquiry to us via email at contact@khmermovementfordemocracy.com. Please provide your name and contact information along with your inquiry.
    10. Changes to Our Privacy Notice. We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

 

EXHIBIT G

New Zealand Privacy Act 2020 Privacy Rights Notice

Additional Notice for New Zealand Residents

This Privacy Act 2020 Privacy Rights Notice supplements the information contained in the Privacy Policy of KHMER MOVEMENT FOR DEMOCRACY INC, a Massachusetts corporation (“Company”, “We”, or “Us”) and applies solely to all visitors, users, and others who reside in New Zealand (“Consumers” or “You”).  We adopt this notice to comply with the Privacy Act 2020 (“Privacy Act”) and any terms defined in the Privacy Act have the same meaning when used in this Notice.

This notice explains what information we collect about you, how that information is used, who receives this information, the circumstances in which such information is shared and the steps taken to maintain this information private and secure.  If you are not a resident of New Zealand, please refer to our Privacy Policy included on the first page of this document.

  1. How We Collect and Use Personal Data.
    1. We collect Personal Data from natural persons who are residents of New Zealand as described below.
      • The types of Personal Data we collect:
        • Identifiers: Includes your real name, postal address, email address, phone number, unique personal identifier, online identifier, token identifier, account name, IRD number, driver’s license number, passport number, and/or other government issued number. All of these would be collected when and to the extent that you provide it to us directly or through third parties.
        • Personal Data in Customer Records: Includes any information that identifies, relates to, describes, or is capable of being associated with a particular consumer or household, including, the “identifiers” listed in (A), and the following: signature, physical characteristics or description, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, medical information or health insurance, or any other financial information, such as: income, account balance, transaction history, payment history, credit history information when and to the extent that you provide it to us directly or through third parties.
        • Legally Protected Characteristics: Includes date of birth/age, gender, race, color, national origin, citizenship, marital status, physical or mental disability, veteran or military status, religion or creed, medical condition, pregnancy or childbirth and related medical conditions, sexual orientation, genetic information (including familial genetic information) when and to the extent that you provide it to us directly or through third parties.
        • Internet or Network Activity: Includes, but is not limited to, browsing history on our websites, search history, information on a consumer’s interaction with our websites or applications.
        • Geolocation Data: Includes information such as physical location or movements.
        • Information Typically Detected by the Senses: Includes audio information such as recordings of when you called into our customer service line; visual recordings or images such as the ones obtained through Closed-Circuit Television (“CCTV”) at our local branches or other premises; and electronic information in the form of Internet or other electronic network activity information, as described above.
        • Employment Information: Includes current or past professional or employment-related information, including job history, performance evaluations, position details, or references.
        • Education Information: Includes education information and qualifications that are not publicly available.
        • Inferences from above used to Profile: Includes inferences drawn from other Personal Data, such as profiles reflecting a person’s preferences, behavior, attitudes, abilities, and aptitudes. The Company does not operate a website directed towards children or has actual knowledge that the bank is collecting or maintaining personal information from children online.
  1. Sources from which we obtain your Personal Data:
    • For each of these categories,[4] we obtain your Personal Data from a variety of sources, including from:
      • our customers and consumers, with respect to both online and offline interactions you may have with us or our service providers and other entities with whom you transact;
      • others with whom you maintain relationships who may deal with us on your behalf;
      • the devices you use to access our websites, mobile applications, and online services;
      • credit bureaus;
      • identity verification and fraud prevention services;
      • marketing and analytics providers;
      • public databases;
      • social media platforms; and
      • other sources consistent with this Privacy Policy.
  1. Legal basis for processing:
    • Depending on the purpose of the processing activity (see Section 2(d)), the legal basis for the processing of your personal data will be one of the following:
      • necessary for taking steps to enter into or executing a contract with you for the services or products you request, or for carrying out our obligations under such a contract, such as when we use your data for some of the purposes in Section 2(d) (as well as certain of the data disclosures described in Section 2(e));
      • required to meet our legal or regulatory responsibilities, including when we conduct the client on-boarding processes and make the disclosures to authorities, regulators and government bodies;
      • in some cases, necessary for the performance of a task carried out in the public interest;
      • necessary in order to protect the vital interests of the data subject or of another natural person;
      • in limited circumstances, processed with your consent which we obtain from you from time to time (for instance, where required by laws other than the Privacy Act), or processed with your explicit consent in the case of special categories of Personal Data such as your medical information; and
      • necessary for the legitimate interests of the Company, without unduly affecting your interests or fundamental rights and freedoms.
    • Where the Personal Data we collect from you is needed to meet our legal or regulatory obligations or enter into an agreement with you, if we cannot collect this Personal Data, there is a possibility we may be unable to on-board you as a client or provide products or services to you (in which case we will inform you accordingly).
  2. How we use your Personal Data.
    1. At the time you submit Personal Data or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because the Company states the intended purpose. The Company needs to collect, process and use Personal Data for a number of purposes. A primary purpose is to ensure we can provide customers with the products and services we offer and which they have requested. We also need to use Personal Data for purposes of carrying out our business operations, including confirming a person’s authority as a representative or agent of a customer, maintaining business continuity plans and processes, undertaking internal investigations and audits, handling legal claims, responding to requests form supervisory authorities, and complying with applicable laws and regulations.
    2. We use the Personal Data we collect, as identified in the categories listed in Section 2(a) above, for the business purposes listed below:
      • Financial, Legal and Compliance Management: Audits, accounting, and supporting our everyday operations, including to meet risk, legal, and compliance requirements;
      • Fraud Prevention: Reporting, evaluating and monitoring particular transactions and interactions, including online interactions, you may have with us or others on our behalf;
      • Security: Detecting and protecting against security incidents, and malicious, deceptive, fraudulent or illegal activity, and prosecuting the same;
      • IT Operations: Debugging to identify and repair errors in our systems;
      • Marketing/Prospecting: Short-term, transient use, including contextual customization of ads; conducting marketing and surveys associated with our products and services;
      • Customer Services: Providing services on your or our behalf, or on behalf of another, including maintaining or servicing accounts, providing customer service, fulfilling transactions, verifying identity information, processing payments, and other services;
      • Research: Conducting internal research to develop and improve technology;
      • Improving Products and Services: Conducting activity to verify, enhance, and maintain the quality or safety of services or devices which we may own, control, or provide;
      • Operation of our Sites: Preparing statistics, analyzing traffic patterns and performing analysis to support our operations; and
      • Legal Proceedings: Receiving and responding to law enforcement requests, to prepare for or in support of ongoing litigation and as required by applicable law, court order, or governmental regulations.
    3. We may also use the Personal Data we collect for:
      • other operational processes,
      • purposes for which we provide you additional notice, or
      • purposes compatible with the context in which the Personal Data was collected.
    4. Sharing of Personal Data.
      1. When providing products or services to you, we will share Personal Data with other Company subsidiaries in order to ensure a consistently high service standard across our group, and to provide services and products to you.
      2. In some instances, we also share Personal Data with our service providers, which provide services to us, such as IT and hosting providers, marketing providers, appraisers, adjusters, debt collectors fraud prevention providers, credit reference agencies, and others. For more information on the service providers with whom we share information, please see Reasons we can share your personal information. Whenever we disclose Personal Data, we execute a contract that describes such purpose and require the recipient to keep the Personal Data confidential and prohibit its use for any purpose other than to perform the obligations under the contract. When we do so, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
      3. If required from time to time, we disclose Personal Data to public authorities, regulators, or governmental bodies, including when required by law or regulation, under a code of practice or conduct, or when these authorities or bodies require us to do so.
      4. If our business or assets were sold to another party, Personal Data will be transferred as part of the transaction. The Company may also share Personal Data with prospective purchasers during the due diligence process related to the prospects of selling or transferring part of, or an entire business.  The Company requires such recipients to comply with confidentiality, privacy, and other legal requirements and in response, follow security measures designed to protect your Personal Data.
      5. We will disclose Personal Data when legally required, to exercise or protect legal rights, including ours and those of our employees or other stakeholders; or in response to requests from you or your representatives.
    5. Transfer of Personal Data to Different Countries. We do business with service providers around the world and, in some instances, may transfer Personal Data to such providers in the course of doing business with them. These providers assist us with certain operations and activities. In those cases, the Company requires such recipients to comply with appropriate measures designed to protect your Personal Data, including through contractual arrangements.
    6. How We Secure Personal Data. We implement appropriate technical and organizational measures to address the risks corresponding to our use of your Personal Data, including loss, alteration, or unauthorized access to your Personal Data.  We require our service providers to do the same through contractual agreements.
    7. How Long We Keep your Personal Data. We will retain your Personal Data for as long as it is needed or permitted in light of the purposes in Section 2(d). The criteria used to determine our retention periods include: (i) the length of time we have an ongoing relationship with you; (ii)whether there is a legal or regulatory obligation to which we are subject; and (iii) whether retention is advisable in light of our legal or regulatory obligation (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).
    8. Your Data Protection Rights.
      1. Laws in New Zealand enable individuals to have appropriate control and oversight over what organizations do with your Personal Data. The following are your Personal Data rights under the Privacy Act 2020 Information Privacy Principles:
        • The right to be informed about our processing of your Personal Data.
        • The right of access to data that has been collected and that we process. You may ask us for a description of the Personal Data we hold and the purposes for holding it.  You may ask for a paper or electronic copy of this information.
        • The right to rectify or correct data if it is inaccurate, or to have incomplete data completed.
        • The right to withdraw consent, which allows you to withdraw the consent for us to collect your Personal Data. However, we may continue to retain your information for the period in which it is necessary to fulfill the purpose for which it was originally collected.
        • The right of erasure (right to be forgotten), which allows you to ask us to destroy your Personal Data if you believe we no longer need it, or we are using it inappropriately. However, we may continue to retain your information if we are entitled or required to retain it.
        • The right to lodge complaints with the Office of the Privacy Commissioner regarding any processing by us or on our behalf.
      2. The Company will seek to obtain your consent where required by applicable law. We may analyze users’ online activities, interests, and preferences in order to provide our services, such as to configure our online channels and apps for a better experience, and/or for marketing purposes. Where we process your Personal Data on the basis of your consent, you have the right to withdraw that consent at any time subject to applicable legal obligations.  Please also note that the withdrawal of consent shall not affect the lawfulness of processing, based on consent before its withdrawal.
      3. Mandatory Breach Reporting Requirements. In the event there is a notifiable privacy breach involving unauthorized access to, or disclosure, loss, or misuse of personal information that it is reasonable to believe has caused serious harm to an affected individual or is likely to do so, we have a mandatory requirement to notify the Office of the Privacy Commissioner and to notify the affected individuals as soon as practicable.  Such breach notification will include the following information: (i) a description of the privacy breach, (ii) a description of the personal information involved in the breach, (iii) the steps taken or intended to be taken in response to the breach, and (iv) advice on steps the affected individual may take to protect themselves.
    9. How to Revoke Your Consent to Our Use of Your Personal Data and Submit Privacy Related Inquiries.
      1. You can direct all requests relating to access, correction, and other legal rights regarding Personal Data, or any questions regarding this Notice, by emailing us at contact@khmermovementfordemocracy.com.
      2. We try to respond to all authenticated requests in relation to your legal rights within one month. Occasionally it may take us longer than a month to respond, if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
      3. You may also submit a general privacy related inquiry in accordance with applicable laws and regulations. We will respond to such requests in accordance with applicable laws.
      4. Please issue such requests by sending a completed inquiry to us via email at contact@khmermovementfordemocracy.com. Please provide your name and contact information along with your inquiry.
    10. Changes to Our Privacy Notice. We reserve the right to amend this privacy notice at our discretion and at any time.  When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date.  Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

[1] Please note that the categories of Personal Data we collect about consumers will vary based on our relationship or interaction with those individuals.

[2] Please note that the categories of Personal Data we collect about consumers will vary based on our relationship or interaction with those individuals.

[3] Please note that the categories of Personal Data we collect about consumers will vary based on our relationship or interaction with those individuals.

[4] Please note that the categories of Personal Data we collect about consumers will vary based on our relationship or interaction with those individuals.